Home Care Services
There are six core services offered by most state licensed and Medicare certified home health agencies:
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Nursing Home Health Aide Physical Therapy |
Occupational Therapy Speech Therapy Medical Social Work |
Payment
Home health care services frequently are covered by third party payers: the government, through Medicare, Medicaid, the Veterans Administration and various departments of state government; private insurance companies; and health maintenance organizations (HMOs). You should check your insurance or other medical coverage to be sure. Also, some voluntary not-for-profit agencies provide services to patients who have limited financial resources.
It is important for consumers to be knowledgeable about their health care coverage. Eligibility standards and reimbursement policies for both private and government health plans are subject to change.
Home care agencies generally will be well informed on the current status of third party reimbursement mechanisms. You should use them as a resource in planning for home health care.
Home Health Care
Home health care is a viable alternative to hospital or nursing home care for thousands of patients with chronic illness, recovering from surgery, injury or acute illness, terminal patients, and bedridden or elderly patients living alone.
Advances in medical technology now allow health professionals to provide institutional-level care in a nurturing home environment. Patients at home receive intravenous antibiotic and other drug therapy. Post-operative patients can be discharged earlier with incision or wound care managed by a home health nurse. Tube feeding, diabetic management, coordination of nursing, physical and occupational therapies for stroke and other trauma patients - a whole spectrum of services and support is available from the home health agency.
Currently, there are more than 10,000 home care agencies in the United States, and over 625 in Illinois. Technology has allowed home care providers to virtually bring the hospital setting into the home with the same high standards of care.
Home Health Care Advantages
With a home care team providing care, patients receive individual attention from health care professionals while also receiving the many intangible benefits of care at home.
Home Care:
- Keeps families together - at home.
- Gives independence to the elderly.
- Prevents or postpones institutionalization.
- Promotes healing and is safer from infection than a hospital.
- Provides a less stressful environment and delivers care in a form that promotes a higher satisfaction level for patients.
- Improves the quality of life and has been documented to extend life.
- Encourages family involvement.
- Offers personalized care tailored to each individual.
- Frees patients from hospitals' regulated environments.
- Is less expensive than other forms of health care.
Choosing a Provider
When selecting a home care agency, don't be afraid to ask questions. The answers will make the selection process easier and more likely to yield positive results.
Use the following checklist to gather basic information during your agency selection process:
- How long has the agency been serving the community?
- What does your physician know about the reputation of the agency?
- Is the agency Medicare-certified? Even if Medicare will not be paying for the care, Medicare certification is a measure of quality.
- Is the agency licensed? Illinois home care agencies must be licensed.
- Does the agency provide written statements describing its services, eligibility requirements, fees and funding sources?
- How does the agency choose its employees?
- Does it protect its workers with written personnel policies, benefit packages and malpractice insurance?
- Does a nurse or therapist conduct an evaluation of your needs in the home? What is included - consultations with the family members? With the patient's physician? With other health professionals?
- Is the plan of care written out?
- Does it include specific duties to be performed, by whom, at what intervals, and for how long?
- Is the plan available for review?
- What are the financial arrangements?
- Are they available in writing, including any minimum hour or day requirements the agency may have and any extra charges to be involved in the care program?
- Does the professional supervising the home care plan to visit the home regularly?
- What arrangements are made for emergencies?
- What arrangements are made to insure patient confidentiality?
- Will the agency continue service if third-party reimbursement sources are exhausted?
