APPRISE
Health Insurance Counseling for Senior
APPRISE is a free health insurance counseling program designed to help Pennsylvanians seniors age 60 and over with health insurance concerns. APPRISE volunteers can help you:
- Decide if a Medicare HMO is right for you by explaining the way Medicare HMOs work;
- Understand your Medicare benefits by explaining what services are covered under Medicare Parts A and B and your Medicare Summary Notice;
- Select a Medigap insurance policy by explaining the benefits offered under each plan and by providing you with a list of companies that sell Medigap plans;
- Obtain assistance to pay for prescription drugs by telling you about the government and private programs that offer this service, the eligibility requirements and how to apply;
- Find government programs that will pay your Medicare deductibles, copayments and Part B premiums and assist you in filling out the paperwork; and
- Understand long-term care by explaining which government programs pay for long-term care and the eligibility requirements and private long-term care insurances and how to select the best policy for you.