Senior Citizen's Guide to Cleveland 2013 Vol. 1 - page 27

SeniorCitizensGuide.com/cleveland
25
Article
Insurance
Myth #1: An Alzheimer’s patient cannot quality
for home care benefits under Medicaid.
The key to applying for Medicaid benefits for home
care is to demonstrate the need for assistance with
ADLs (activities of daily living). Medical profession-
als must provide a detailed explanation of which ADLs
require assistance, such as “patient forgets to eat,” “is
suffering from malnutrition,” etc. When the Alzheimer’s
patient has unmet personal care needs, this meets the
medical necessity criteria for Medicaid home care eligi-
bility. The patient’s doctor would be very important in
identifying these needs.
Myth #2: I will lose my house if I apply for
Medicaid.
The home is considered an exempt asset, up to a
certain equity value, and is not counted as a resource in
the Medicaid application process. As a precaution, the
house should be transferred out of the patient’s name to
avoid future recovery of Medicaid benefits upon the re-
cipient’s death. It is also exempt if a spouse, dependant
or disabled child resides there.
Myth #3: Even if I qualify for home care ben-
efits, I will lose my current home care worker
and must use Medicaid’s home care attendant.
A Medicaid recipient can apply to retain the current
home care worker through a program called “The Con-
sumer Directed Personal Assistance Program” (CDPAP)
which allows the disabled person to select their own
Top 5 Medicaid Myths
1...,17,18,19,20,21,22,23,24,25,26 28,29,30,31,32,33,34,35,36,37,...64
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