Senior Citizen's Guide to Metro Detroit Spring/Summer Edition 2017 - page 29

Boomers Resource Guide
• Summer/Spring 2017
27
If you find that an older relative
or friend needs your help to deal
with a medical condition, there are
a number of steps you can take to
help that person plan for medical
care. Begin by talking with the
person and other family members
about medical and prescription
drug needs, as well as about who
should have permission to act on
the person’s behalf.
Find Out About Health
Coverage
Find out what kind of health
coverage the person already has.
If the person has Medicare, find
out which parts: Medicare Part
A (hospital insurance), Part B
(medical insurance), or Part D
(prescription drug coverage). Also,
find out whether the person is in
Original Medicare, in a Medicare
Advantage Plan (like an HMO
or PPO), or in any other type
of Medicare health plan. This
information is on the person’s
Medicare card.
If the Medicare card for the
person you care for is not available
for you to look at, you can either call
Medicare together, or the person
can complete an authorization
form to allow you to get Medicare
information released to you. To
get an authorization form, call
Medicare at 1-800-Medicare (1-
800-633-4227). TTY users should
call 1-877-486-2048. If the person
does not currently have Medicare,
find out when he or she will be
eligible to enroll.
It is also important to find out if
the person has other health coverage
in addition to Medicare, such as a
health plan with a former employer,
Medicaid, or other insurance
that can help pay for health care
needs. If the person is enrolled in
Original Medicare, also find out if
he or she has a Medigap (Medicare
Supplement Insurance) policy.
Gather the Necessary
Information
As you work together to plan
for medical care, it will be helpful
to have the following information
about the person.
• Social Security number
• Medicare number and
Medicare plan
• Other insurance plans and
policy numbers, including
long-term care insurance
Medicare and Caregivers
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