Senior Citizen's Guide to Pittsburgh Fall/Winter Edition 2015-16 - page 38

36
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In a year when two of the
foundational federal entitlement
programs are reaching significant
milestones, one must stop and ask:
what will my aging experience be
like?
2015marks the 80thAnniversary
of Social Security and the 50th
Anniversary of Medicare. At the
time both of these programs were
implemented, no one saw the
“silver tsunami” on the horizon.
Today, 10,000 people are turning
65 every day in the United States.
Those aging in today’s world must
maneuver a complex web of federal
requirements, state-led initiatives,
local insurance restrictions, and
primary care physician affiliations
to understand how and where the
best care and services are available
to them.
So what does successful
aging look like?
1. Confront aging head-on.
Acknowledge life will be
changing, and plan for it. Have
open conversations with your
adult children or designees
about your wishes for the next
stages of life. The
New-York
Times
best-seller, “Being
Mortal”, by Dr. Atul Gawande,
aptly describes how the many
triumphs of modern medicine
are at odds with providing a
high quality of life for those
facing the inevitable conditions
of aging. This book provides
the basis for an excellent
family discussion.
2. Accept and plan for
financial responsibility
by understanding your
insurance coverages.
Many
individuals believe that
Medicare is the payor for
long-term health care services
and it is only when they are
in the throes of a health crisis
that they discover this is not
the case. Longer-term stays in
a facility are typically covered
by Medicaid or private pay
Aging in Today’s World
Why We Must Be Active Participants in Our Own
Aging Experience
• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •
2015 marks the 80th Anniversary of
Social Security and the 50th Anniversary
of Medicare.
• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •
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