Senior Citizen's Guide to Pittsburgh Fall/Winter Edition 2015-16 - page 42

40
www.
BoomersResourceGuide
.com
independent living; and 25% die
within a year.
To reduce the risk of falls,
eliminate hazards, such as scatter
rugs, electrical cords, and excessive
clutter. Ensure that pathways are
well lit and clear of any obstructions.
If you are at risk for falls, ask your
primary doctor for an in-home
physical therapy evaluation to
identify hazards you may have
overlooked, to provide suggestions
for safety devices (grab bars,
shower chair, handrails, etc.), and to
identify other preventive measures
that could further reduce fall risks.
Lack of Planning
What you don’t know can hurt
you or your loved ones. Are you
prepared for emergencies? Do you
have a realistic plan in place? Will
the plan meet your needs at age 70,
age 80 or age 90 and beyond?
We know how important it is to
plan for the future, but many of us
neglect to develop a realistic plan
to meet our needs until we face a
crisis. To develop a credible plan,
you need to thoroughly explore
the options and resources available
to you, carefully evaluate your
financial situation, and make sure
you have all of the necessary legal
documents in place.
A good place to start when
gathering information about
options and resources is with your
local Area Agency on Aging. They
can provide valuable information
on community and government
programs, transportation options,
meals on wheels, home care
providers, and many other services
you may need. They are an
invaluable referral source.
Financial planning is a critical
component in developing a solid
plan for your future and making
sure that your expectations for
financial security are accurate. The
cost of assisted living, memory
care, and skilled nursing facilities
can range anywhere from $3,000 to
$15,000 per month. Many people
are under the misconception that
the government will take care of
your expenses if you run out of
money, but that is not true unless
you are in a skilled nursing facility
that accepts Medical Assistance.
In addition, have all of the
necessary legal documents in place
and readily accessible in the event
of an emergency. The documents
you need include:
• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •
A good place to start when gathering
information about options and resources is
with your local Area Agency on Aging.
• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •
1...,32,33,34,35,36,37,38,39,40,41 43,44,45,46,47,48,49,50,51,52,...64
Powered by FlippingBook