Senior Citizen's Guide to Metro Detroit

Boomers Resource Guide • Summer/Spring 2017 27 If you find that an older relative or friend needs your help to deal with a medical condition, there are a number of steps you can take to help that person plan for medical care. Begin by talking with the person and other family members about medical and prescription drug needs, as well as about who should have permission to act on the person’s behalf. Find Out About Health Coverage Find out what kind of health coverage the person already has. If the person has Medicare, find out which parts: Medicare Part A (hospital insurance), Part B (medical insurance), or Part D (prescription drug coverage). Also, find out whether the person is in Original Medicare, in a Medicare Advantage Plan (like an HMO or PPO), or in any other type of Medicare health plan. This information is on the person’s Medicare card. If the Medicare card for the person you care for is not available for you to look at, you can either call Medicare together, or the person can complete an authorization form to allow you to get Medicare information released to you. To get an authorization form, call Medicare at 1-800-Medicare (1- 800-633-4227). TTY users should call 1-877-486-2048. If the person does not currently have Medicare, find out when he or she will be eligible to enroll. It is also important to find out if the person has other health coverage in addition to Medicare, such as a health plan with a former employer, Medicaid, or other insurance that can help pay for health care needs. If the person is enrolled in Original Medicare, also find out if he or she has a Medigap (Medicare Supplement Insurance) policy. Gather the Necessary Information As you work together to plan for medical care, it will be helpful to have the following information about the person. • Social Security number • Medicare number and Medicare plan • Other insurance plans and policy numbers, including long-term care insurance Medicare and Caregivers