Senior Citizen's Guide digital books
Senior Citizen's Guide to North Jersey

Silex Financial Group silex financial group

Paying for health care has become a critical issue for older Americans and their children.

Fortunately, there’s an easier way for seniors to pay for their health care needs. It’s a reverse mortgage- a unique loan that allows seniors to convert equity in their homes into available cash. 

A reverse mortgage allows homeowners 62 or older to convert part of the equity in their homes into tax free income without having to sell the home, give up title, or take on a new monthly mortgage payment. It is called a reverse mortgage because the flow of payments is reversed compared to a traditional mortgage. The lender makes payments to you, or provides a line of credit. With a reverse mortgage, you retain title to your home and the loan is repaid when you permanently leave your home.

Melissa Post has been in the mortgage industry for over 21 years and has found her passion in helping the elderly community with reverse mortgages. She is dedicated to educating you about reverse mortgages and to help you determine if one might be the right choice for you. In addition to helping with the reverse mortgage, Melissa has compiled a list of resources from NJ counties and shares what she has learned with seniors in need. During her experience with her own mother, Melissa came to the conclusion, like many others, that the senior population is often forgotten and there are a lot of areas that need improving. Melissa has worked with many professionals over the years who are dedicated to providing high quality elder services – she would be happy to provide referrals upon request.   

There are many ways to use a reverse mortgage, below are only a few:

Reverse mortgages have helped thousands of seniors stay in their homes with security, independence and dignity. Contact Melissa today to see if a reverse is right for you.

For more information, please contact:

Melissa Postsilex financial group - melissa post
Reverse Mortgage Specialist
Mortgage Originator
NMLS #226263

Silex Financial Group 
674 Lafayette Ave.
Hawthorne, NJ 07506

Cell Phone: 973-229-5170
Office Phone: 973-827-9200
E-Fax: 973-774-7098

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