Senior Citizen's Guide to Washington County Spring/Summer Edition 2017 - page 21
living—doing laundry, shopping, managing
finance, using the telephone, making and keeping
appointments etc.
• Access to health and medical services
• 24-hour security and staff availability
• Emergency call systems for each resident’s unit
• Health promotion and exercise programs
• Medication management
• Personal laundry services
• Social and recreational activities
What about costs?
Costs vary with the residence, unit size, and the types
of services needed by the residents. Across the nation,
basic fees are generally less expensive than home
health services. The basic rate may cover all services.
Most personal care communities charge monthly and
rates do not require long-term commitment. Some
personal care providers request security deposits or
other types of entry fees.
Who pays the bill for a personal care community?
Residents and/or their families generally pay the cost
of care from their own financial resources. Depending on
the nature of an individual’s health insurance program
or long-term care insurance policy, some costs may be
reimbursable. In addition, some residences have their
own financial assistance programs. Some state and
local governments offer subsidies for rent or services for
income-eligible elders. Others may provide subsidies in
the form of an additional payment for those who receive
Supplemental Security Income (SSI) or Medicaid. Some
states also utilize Medicaid Waiver Programs to help pay
for personal care services. Some personal care services
may be tax-deductible. Consult your tax advisor for more
information. Veterans Aid & Attendance assistance is also
available through the local Veterans Affairs offices.
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